If I had bought ACH
If I had bought ACH
Dates within the last week use the minute candle — accurate to the minute of purchase.
Ready examples: $100 put into ACH
a week ago-1.3%$100 → $99
a month ago+21.3%$100 → $121
three months ago+37.6%$100 → $138
six months ago-2.6%$100 → $97
a year ago-52.3%$100 → $48
three years ago-54.4%$100 → $46
since our history starts, June 29, 2023-70.3%$100 → $30
Dates within the last week use the minute candle — accurate to the minute of purchase.
A year of buying ACH
Over the last 364 days ACH closed between $0.004091 (July 24, 2026) and $0.014807 (October 13, 2025). One hundred dollars put in at the low would be worth $146 today; at the high, $40. The current price $0.005976 is above 125 of those 364 daily closes, so a purchase on a random day of that stretch would be in profit 34% of the time — fees aside.
A typical day moves ACH by 6.5%: a $1,000 position swings about $65 a day.
Low of the stretch$0.004091 · $100 → $146
High of the stretch$0.014807 · $100 → $40
Share of profitable dates34% · 125/364
The same calculation for neighbouring instruments
Calculators for other instruments in the “payments and transfers” category.